Mogo

Our mission is to help make it easy for Canadians to achieve financial freedom while making a positive impact.

So, we’ve created a formula for financial freedom and a better world for all:

Spend less than you make and invest consistently while making a positive impact.

To start your journey towards a better future, download the app to order the free MogoCard. The MogoCard is designed to help you spend less than you make while erasing your carbon footprint. Now anyone can get on the path to financial freedom while making a positive impact.

Getting started takes less than 3 minutes and won’t impact your credit score.

“BUY NOW, PAY NOW”

The MogoCard can help you avoid debt traps like credit cards and buy now pay later plans because it works like cash—you only ever spend what you load onto the card.

CHANGE YOUR CARD, CHANGE THE WORLD

The MogoCard is the only card in Canada that can make it easy for Canadians to be climate positive just by using the card. It turns your day-to-day spending into climate action by planting a tree for each purchase you make.

ZERO YOUR CARBON FOOTPRINT

Every month, the average MogoCard user offsets nearly 2x the average Canadians monthly carbon footprint, for free. If just 25% of transactions in Canada were made with the MogoCard, Canada would be climate positive today.

STAY ON TOP OF YOUR SPENDING

For every transaction you make with the card, we’ll send you an instant balance alert so you can always stay on top of your spending. You’ll also see a monthly spending analysis in the app to help you budget better and make your money last longer.

STAY IN CONTROL

In a Mogo survey, 90% of users said the card helps give them better spending control, and users reported saving an average of $201 per month just by using the MogoCard for their daily spending.

FREE CREDIT SCORE MONITORING

The MogoCard comes with free credit score monitoring so you can always stay on top of your financial health. Track your score in the app and learn helpful tips for levelling up your credit score.

FREE IDENTITY FRAUD PROTECTION

We monitor your Equifax credit bureau daily and notify you of any hard credit checks, which can be a sign of attempted ID fraud. Other providers charge $240/year for this service.

Spending less with the MogoCard is just one half of the formula for achieving financial freedom and a better world for all. The other half is investing consistently while making an impact.

Moka is an automated investing app powered by Mogo, made to help you invest consistently. Or, if active trading is more your style, you can trade with impact using MogoTrade.

Both are available on the app store.

Get the money app trusted by over 1.8 million Canadians.

*The Mogo app is currently only available in Canada (excluding Quebec). Not all Mogo products and services are available in all provinces and territories. Download the app and visit mogo.ca to learn more.

The MogoTrade app is owned by Mogo Finance Technology Inc., a wholly owned subsidiary of Mogo Inc. Your investment account is opened with MogoTrade Inc., an order execution only broker registered with IIROC.